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Cost

 
We'll provide a no obligation review of your needs and objectives, and the future implications of any decisions to determine if pension release is appropriate for you. Any costs will be agreed with you in writing before you are committed to pay us.
 

Convenience

 
Our service is carried out by telephone, post and online, no salesperson will call at your home.
 

Impartiality

 
We'll advise you impartially of what is the best course of action, and make you aware of more appropriate alternatives to funding your need for cash. These alternatives could include debt consolidation, remortgaging or other borrowing, use of other existing assets or applying for state assistance. At no time will we attempt to sell you a product or pressure you to proceed. 
 

Clarity

 
We regularly review all our literature to ensure our service and advice is delivered in plain english.
 

Independence

 
We are independent, and therefore able to provide advice on a wide range of products and providers. You can therefore rest assured that we can provide the right solution for you, whilst providing excellent customer service.
 

Ongoing Service

 
if you decide to proceed, our service doesn't end when you receive your lump sum or income. We provide ongoing advice in respect of any funds remaining invested, and are always available to answer any queries you may have.
 
Our aim is to help you make the right choice in order for you to meet your financial objectives now, and in the future.
 

Important Information

Taking any of your pension benefits early is likely to reduce your income at retirement. Therefore, pension release is only suitable for a very limited number of people and circumstances and should not be seen as an easy option for raising cash. This is because a pension is designed to provide you with benefits when you retire. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Services Authority does not regulate some forms of tax advice, secured loans, unsecured loans, debt management and Wills. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.