There are many organisations offering free help and advice on a wide range of issues, including advice on solving debt problems and legal advice.
 
For many people these organisations can provide the advice that they need to meet their objectives.
 
We have provided the contact details of some of these organisations below. 
 

Financial Services Authority (FSA)

 
The FSA are the UK's financial watchdog set up by the government to regulate financial services and protect your rights by providing information about financial products and services to help make them clearer for you.
www.moneymadeclear.fsa.gov.uk
  

Citizens Advice

 
Citizens Advice Bureau offers free, confidential, impartial and independent advice. Your local Citizens Advice Bureau is listed in the phone book. 
  

Advice UK 

 
Represents about 900 independent advice agencies in the UK providing generic advice. Contact them to find the advice agency nearest to you.
Phone 020 7407 4070
  

National Debtline

 
The helpline that provides free confidential and independent advice on how to deal with personal debts.
Phone 0808 808 4000
  

Consumer Credit Counselling Service

 
A registered charity whose purpose is to assist people who are in financial difficulty by providing free, independent, impartial and realistic advice.
Phone 0800 138 1111
 

The Community Advice Service

 
Aims to ensure that people in England and Wales find the right legal help easily and can be confident of the service they get.
Phone 0845 345 4345
 

Citizens Advice Scotland

 
Citizens Advice Bureau Scotland offers free, confidential, impartial and independent advice. Your local CAS is listed in the phone book.
 

Money Advice Scotland

 
Promoting high-quality, free, confidential, independent and impartial money (debt) advice.
Phone 0141 572 0237
  

Directgov

 
Directgov brings together the widest range of public service information and services online. 
Produced by the Central Office of Information, Directgov provides information from across UK government departments.
 
 
 

Important Information

Taking any of your pension benefits early is likely to reduce your income at retirement. Therefore, pension release is only suitable for a very limited number of people and circumstances and should not be seen as an easy option for raising cash. This is because a pension is designed to provide you with benefits when you retire. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Services Authority does not regulate some forms of tax advice, secured loans, unsecured loans, debt management and Wills. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.