Can I sell my pension?

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You are not able to sell your pension, or assign the policy or benefits to another person or third party.

However, the process of taking pension beneifts early has been referred to as 'selling your pension'. More common terminology is Pension Release, or Pension Unlocking.

Taking your pension early will reduce your retirement benefits and therefore is not suitable for the majority of people or circumstances and should not be seen as an easy option for raising cash.

Therefore you should think carefully before considering selling your pension/pension release/pension unlocking. In order to assist you in making the right decision, our professional and impartial team will provide you with all of the information and support that you need.

Important Information

Taking any of your pension benefits early is likely to reduce your income at retirement. Therefore, pension release is only suitable for a very limited number of people and circumstances and should not be seen as an easy option for raising cash. This is because a pension is designed to provide you with benefits when you retire. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Services Authority does not regulate some forms of tax advice, secured loans, unsecured loans, debt management and Wills. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.