At Retirement Direct our aim is to guide you through the complex world of pensions.

We offer specialist independent financial advice on the following:

  1. raising lump sums from pensions where a cash sum is required and all other potential sources of funds are unavailable;
  2. purchasing a retirement income;
  3. reviewing the suitability and performance of pension and retirement contracts;
  4. retirement funding and investment options;
  5. other specialist services.
  6. Services to businesses.

Our services do not include specific advice on other matters, however, if we identify a financial need or a more suitable alternative method of achieving your objective we will suggest that you seek advice from or we will refer you to another independent financial adviser, who will be able to help you further.

If you require advice relating to your personal tax situation, legal matters, or a Will, we will advise you to seek advice from an accountant or solicitor.

Important Information

Taking any of your pension benefits early is likely to reduce your income at retirement. Therefore, pension release is only suitable for a very limited number of people and circumstances and should not be seen as an easy option for raising cash. This is because a pension is designed to provide you with benefits when you retire. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Services Authority does not regulate some forms of tax advice, secured loans, unsecured loans, debt management and Wills. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.